I got BA in physics when I was 22, and MS in systems engineering @ 25
from a small liberal arts school and from a top-20 university respectively.
Well, time sure flies, and I've turned 38 a few months ago.

I'm well established financially, been working as an IT consultant. I'm also a weekend
pastor for a small local church (got my M.Div. degree from a theological school).
But recently, I've been wanting to finish up what I've always dreamed of;
becoming a real physicist. Do you think it's too late? Would they accept me
even though I am at least a decade older than avg physics grad students?
Would my previous academic works count, if I apply?
Also, I've kinda browsed through Jackson's EM book and Goldstein's CM book.
They were rather intimidating... would all of the graduate works be that intimidating?
I'd really appreciate feedback and insights....
Thank you and have a great day!